ACA requires an Affordable Insurance Marketplace (also known as Exchange) to operate in each state by Jan. 1, 2014. A Marketplace will not replace buying health insurance privately. This simply means that in addition to being able to buy health insurance privately, consumers and employers will have a Marketplace as another option for purchasing health insurance. The written notice from yourgroups to all current employees about Marketplaces is required byOctober 1, 2013 but your employers may start notifying them nowif they wish.
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